House Committee on Insurance - 81st R.S. (2009)

Committee Members


  • Study title insurance rates and whether changes to the current ratemaking process would be beneficial to consumers.
  • Examine the Texas Department of Insurance's (TDI) recently adopted Procedural Rule P-5.1, allowing a title insurance company to issue a policy containing a general exception from coverage for minerals. Determine whether Procedural Rule P-50.1, governing the use of the Minerals and Surface Damage Endorsements Forms (T-19.2 and T-19.3), should result in a different rate schedule for policies. Study the appropriateness, feasibility, and sustainability of title insurance companies writing the type of policy now required by P-50.1.
  • Study whether a new system or process should be employed to expedite appeals by insurers against TDI in homeowner's rate cases.
  • Monitor implementation of the Healthy Texas insurance program established by SB 78 81st R.S..
  • Monitor the agencies and programs under the committee's jurisdiction.

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