HBA-KDB H.B. 983 77(R) BILL ANALYSIS Office of House Bill AnalysisH.B. 983 By: Kitchen Ways & Means 3/15/2001 Introduced BACKGROUND AND PURPOSE Long-term care services for the elderly, such as nursing home stays and home care, are expensive, and the cost continues to rise, making it difficult for people to afford such services. Health insurance plans generally do not pay for long-term care services and Medicare provides only short-term, skilled nursing home care following hospitalization. However, long-term care insurance may provide financial protection by covering a wide range of services to help individuals live at home as well as receive skilled care in a nursing home. Without it, people may see their retirement savings and assets depleted by long-term illness. House Bill 983 provides a tax credit for a corporation to assist in the purchasing of long-term care insurance of its employees, its employees' spouses, and its employees' parents. RULEMAKING AUTHORITY It is the opinion of the Office of House Bill Analysis that this bill does not expressly delegate any additional rulemaking authority to a state officer, department, agency, or institution. ANALYSIS House Bill 983 amends the Tax Code to authorize a corporation to claim a franchise tax credit made only for an expenditure toward the cost of a long-term care insurance policy for an employee or the employee's spouse or parent. H.B. 983 provides that the amount of the credit in relation to an employee and the employee's spouse or parent is equal to the lesser of 20 percent of the cost incurred by the employer or $100. The bill prohibits the total credit for a tax report from exceeding $5000. The bill prohibits the total credit claimed for a period from exceeding the amount of franchise tax due for the tax report after any other applicable tax credits. The bill authorizes a corporation to claim a credit for an expenditure made during an accounting period only against the tax owed for the corresponding reporting period. H.B. 983 provides that a corporation must apply for a credit on or with the tax report for the period for which the credit is claimed. The bill requires the comptroller of public accounts to adopt a form for the application for the credit. The bill provides that a corporation must use this from in applying for the credit. H.B. 983 prohibits a corporation from conveying, assigning, or transferring the credit to another entity unless all of the assets of the corporation are conveyed, assigned, or transferred in the same transaction. EFFECTIVE DATE January 1, 2002.